Mint is a free site that has some amazing tools for
- setting budgets,
- managing all your accounts,
- and achieving financial goals.
What I’ve found incredibly useful is that it sorts all of our purchases and tells us when we exceed a budget or even when we haven’t spent our budget and should put that *extra* toward one of our financial goals. Right now we have a few goals – one is an annual family vacation and the other is our savings for college. Retirement is pretty well automated so isn’t subject to variations in monthly income since it is automatically deducted and deposited. I love getting the automatic e-mails when I overspend in some category. Over the past month, that happened quite a bit since Christmas expenses aren’t regular monthly budget so Mint told me I exceeded my budgets quite a bit. Here’s an e-mail I recently received…
I have also really appreciated the notices about fees on our accounts. My bank slides $2 and more fees into things with disturbing frequency. I wasn’t paying close enough attention before, but now with Mint, I am notified that same day and can call the bank or address the situation immediately.
Yes, I do get a bit of $ if you choose to sign up so please go ahead and use the links on this page. (Click here) There isn’t any risk since it’s free and if you like it as much as I have you will be very happy that you did!