Go here to read the full article, but essentially interest rates haven’t been this low in decades. It is definitely the time to look into refinancing. It may not be right for your circumstances, but it could be and this is too good of an opportunity to miss! We just bought our house in May and fixed our loan at 4.75%, but I am going to look into it for us even. If I can get 1/2% lower than what I currently have, it will make sense to do….